Dnero Wallet Inc

Charlie Orellana

CEO & Co-Founder

Charlie Orellana is the Co-Founder and Chief Executive Officer of DNERO Wallet, Inc., a financial technology company focused on expanding access to culturally relevant financial tools for Latino, immigrant, and underserved communities across the U.S. and Latin America. With a background in technology, military leadership, software development, and entrepreneurship, Carlos has spent more than 15 years building and scaling technology ventures across financial services, real estate, and digital platforms. Prior to DNERO, Carlos served in the United States Air Force and developed experience in computer programming, data analysis, project leadership, and team management. He later worked with companies across the financial and real estate sectors, contributing to software solutions and entrepreneurial ventures, including the successful development of multiple startups. At DNERO, Carlos leads the company’s mission to improve financial participation, strengthen economic mobility, and build trusted digital tools for communities historically underserved by traditional financial systems.

Roney López

CTO & Co-Founder

Roney López is the Co-Founder and Chief Technology Officer of DNERO Wallet, Inc., where he leads the company’s technology strategy, software development, and infrastructure planning. With more than 16 years of experience in software engineering, web development, database management, and technology operations, Roney brings the technical expertise needed to build secure, scalable, and accessible digital tools for underserved communities. At DNERO, Roney oversees the development of the platform’s technology systems and helps ensure the product can support users across the U.S. and Latin America. His leadership is central to DNERO’s mission of expanding access to culturally relevant financial technology, improving digital participation, and supporting long-term economic mobility for Latino, immigrant, and underserved communities.

Alejandrina Chaidez

Chief Compliance Officer

Alejandrina Chaidez is the Chief Compliance Officer of DNERO Wallet, Inc., where she supports the company’s compliance, risk management, security, and regulatory readiness efforts. She brings over nine years of government experience working alongside federal agencies, the U.S. Attorney’s Office, Diplomatic Security, and California state agencies on financial audit, investigative, cybersecurity, and enforcement-related matters. As a Certified Forensic Auditor and Expert Witness for the State of California, Alejandrina’s background helps DNERO build responsible compliance practices, protect sensitive user information, and strengthen trust as the company expands access to culturally relevant financial technology tools for Latino, immigrant, and underserved communities across the U.S. and Latin America. Her work supports DNERO’s mission to improve financial participation, promote responsible innovation, and advance long-term economic mobility for communities historically underserved by traditional financial systems.

John Cruz

Corporate Counsel

John is a corporate transactions attorney licensed to practice in California since 1979, with a Juris Doctor from the University of Michigan Law School and a B.S. in Business Administration (Accounting) from California State University, Fullerton. Over his career he has counseled, negotiated, and structured hundreds of commercial, corporate, and real estate transactions, and has executed cross-border deals in Mexico, Japan, Canada, Nicaragua, and China, experience that supports DNERO's international and cross-border financial operations. His regulatory credentials are particularly relevant to a financial-services venture: in 2002 and again in 2005, President George W. Bush appointed him to the Federal Service Impasses Panel, and from 2005 to 2007 he served as a Commissioner of the California Gambling Control Commission, a role requiring an extensive background investigation and unanimous confirmation by the California State Senate, where he ensured all commission actions complied with applicable laws and regulations. He has been recognized as "Attorney of the Year" by the Hispanic Bar Association of Orange County and named among Orange County's most influential business leaders. For DNERO, John provides the legal and regulatory oversight essential to operating compliantly in a highly regulated industry.

John Cruz

Corporate Counsel

John is a corporate transactions attorney licensed to practice in California since 1979, with a Juris Doctor from the University of Michigan Law School and a B.S. in Business Administration (Accounting) from California State University, Fullerton. Over his career he has counseled, negotiated, and structured hundreds of commercial, corporate, and real estate transactions, and has executed cross-border deals in Mexico, Japan, Canada, Nicaragua, and China, experience that supports DNERO's international and cross-border financial operations. His regulatory credentials are particularly relevant to a financial-services venture: in 2002 and again in 2005, President George W. Bush appointed him to the Federal Service Impasses Panel, and from 2005 to 2007 he served as a Commissioner of the California Gambling Control Commission, a role requiring an extensive background investigation and unanimous confirmation by the California State Senate, where he ensured all commission actions complied with applicable laws and regulations. He has been recognized as "Attorney of the Year" by the Hispanic Bar Association of Orange County and named among Orange County's most influential business leaders. For DNERO, John provides the legal and regulatory oversight essential to operating compliantly in a highly regulated industry.

John Cruz

Corporate Counsel

John is a corporate transactions attorney licensed to practice in California since 1979, with a Juris Doctor from the University of Michigan Law School and a B.S. in Business Administration (Accounting) from California State University, Fullerton. Over his career he has counseled, negotiated, and structured hundreds of commercial, corporate, and real estate transactions, and has executed cross-border deals in Mexico, Japan, Canada, Nicaragua, and China, experience that supports DNERO's international and cross-border financial operations. His regulatory credentials are particularly relevant to a financial-services venture: in 2002 and again in 2005, President George W. Bush appointed him to the Federal Service Impasses Panel, and from 2005 to 2007 he served as a Commissioner of the California Gambling Control Commission, a role requiring an extensive background investigation and unanimous confirmation by the California State Senate, where he ensured all commission actions complied with applicable laws and regulations. He has been recognized as "Attorney of the Year" by the Hispanic Bar Association of Orange County and named among Orange County's most influential business leaders. For DNERO, John provides the legal and regulatory oversight essential to operating compliantly in a highly regulated industry.

John Cruz

Corporate Counsel

John is a corporate transactions attorney licensed to practice in California since 1979, with a Juris Doctor from the University of Michigan Law School and a B.S. in Business Administration (Accounting) from California State University, Fullerton. Over his career he has counseled, negotiated, and structured hundreds of commercial, corporate, and real estate transactions, and has executed cross-border deals in Mexico, Japan, Canada, Nicaragua, and China, experience that supports DNERO's international and cross-border financial operations. His regulatory credentials are particularly relevant to a financial-services venture: in 2002 and again in 2005, President George W. Bush appointed him to the Federal Service Impasses Panel, and from 2005 to 2007 he served as a Commissioner of the California Gambling Control Commission, a role requiring an extensive background investigation and unanimous confirmation by the California State Senate, where he ensured all commission actions complied with applicable laws and regulations. He has been recognized as "Attorney of the Year" by the Hispanic Bar Association of Orange County and named among Orange County's most influential business leaders. For DNERO, John provides the legal and regulatory oversight essential to operating compliantly in a highly regulated industry.

John Cruz

Corporate Counsel

John is a corporate transactions attorney licensed to practice in California since 1979, with a Juris Doctor from the University of Michigan Law School and a B.S. in Business Administration (Accounting) from California State University, Fullerton. Over his career he has counseled, negotiated, and structured hundreds of commercial, corporate, and real estate transactions, and has executed cross-border deals in Mexico, Japan, Canada, Nicaragua, and China, experience that supports DNERO's international and cross-border financial operations. His regulatory credentials are particularly relevant to a financial-services venture: in 2002 and again in 2005, President George W. Bush appointed him to the Federal Service Impasses Panel, and from 2005 to 2007 he served as a Commissioner of the California Gambling Control Commission, a role requiring an extensive background investigation and unanimous confirmation by the California State Senate, where he ensured all commission actions complied with applicable laws and regulations. He has been recognized as "Attorney of the Year" by the Hispanic Bar Association of Orange County and named among Orange County's most influential business leaders. For DNERO, John provides the legal and regulatory oversight essential to operating compliantly in a highly regulated industry.

John Cruz

Corporate Counsel

John is a corporate transactions attorney licensed to practice in California since 1979, with a Juris Doctor from the University of Michigan Law School and a B.S. in Business Administration (Accounting) from California State University, Fullerton. Over his career he has counseled, negotiated, and structured hundreds of commercial, corporate, and real estate transactions, and has executed cross-border deals in Mexico, Japan, Canada, Nicaragua, and China, experience that supports DNERO's international and cross-border financial operations. His regulatory credentials are particularly relevant to a financial-services venture: in 2002 and again in 2005, President George W. Bush appointed him to the Federal Service Impasses Panel, and from 2005 to 2007 he served as a Commissioner of the California Gambling Control Commission, a role requiring an extensive background investigation and unanimous confirmation by the California State Senate, where he ensured all commission actions complied with applicable laws and regulations. He has been recognized as "Attorney of the Year" by the Hispanic Bar Association of Orange County and named among Orange County's most influential business leaders. For DNERO, John provides the legal and regulatory oversight essential to operating compliantly in a highly regulated industry.

Vanessa Mena

CMO

Vanessa Mena is an entrepreneur and brand strategist with a strong background in business, content, and growth. She has built and scaled multiple ventures across e-commerce, digital products, and fintech-driven ecosystems, developing a reputation for blending culture, storytelling, and strategy to drive brand growth and meaningful audience connection. Vanessa has built a powerful bilingual platform focused on business, money, and personal expansion, reaching and empowering a community hungry for financial and entrepreneurial knowledge. Her work consistently bridges the gap between culture and commerce, turning audiences into engaged, loyal communities. She currently leads marketing and brand growth at DNERO, where she is helping shape financial tools and experiences built for the modern Latino economy.

Vanessa Mena

CMO

Vanessa Mena is an entrepreneur and brand strategist with a strong background in business, content, and growth. She has built and scaled multiple ventures across e-commerce, digital products, and fintech-driven ecosystems, developing a reputation for blending culture, storytelling, and strategy to drive brand growth and meaningful audience connection. Vanessa has built a powerful bilingual platform focused on business, money, and personal expansion, reaching and empowering a community hungry for financial and entrepreneurial knowledge. Her work consistently bridges the gap between culture and commerce, turning audiences into engaged, loyal communities. She currently leads marketing and brand growth at DNERO, where she is helping shape financial tools and experiences built for the modern Latino economy.

Vanessa Mena

CMO

Vanessa Mena is an entrepreneur and brand strategist with a strong background in business, content, and growth. She has built and scaled multiple ventures across e-commerce, digital products, and fintech-driven ecosystems, developing a reputation for blending culture, storytelling, and strategy to drive brand growth and meaningful audience connection. Vanessa has built a powerful bilingual platform focused on business, money, and personal expansion, reaching and empowering a community hungry for financial and entrepreneurial knowledge. Her work consistently bridges the gap between culture and commerce, turning audiences into engaged, loyal communities. She currently leads marketing and brand growth at DNERO, where she is helping shape financial tools and experiences built for the modern Latino economy.

Vanessa Mena

CMO

Vanessa Mena is an entrepreneur and brand strategist with a strong background in business, content, and growth. She has built and scaled multiple ventures across e-commerce, digital products, and fintech-driven ecosystems, developing a reputation for blending culture, storytelling, and strategy to drive brand growth and meaningful audience connection. Vanessa has built a powerful bilingual platform focused on business, money, and personal expansion, reaching and empowering a community hungry for financial and entrepreneurial knowledge. Her work consistently bridges the gap between culture and commerce, turning audiences into engaged, loyal communities. She currently leads marketing and brand growth at DNERO, where she is helping shape financial tools and experiences built for the modern Latino economy.

Brianda Mena

Chief Operating Officer

Brianda Mena serves as Chief Operating Officer of DNERO Financial, where she leads the execution and scalability of the company's financial services vertical within the DNERO ecosystem. She oversees operations across lending, real estate, insurance, credit, and title, aligning teams and partners to deliver a seamless, end-to-end customer journey. Brianda's expertise lies in building high-performance systems, optimizing CRM infrastructure, and driving data-informed execution. She plays a pivotal role in connecting strategy with operations, ensuring efficiency, consistency, and measurable growth across all service lines. With a sharp focus on operational excellence, Brianda transforms complex, multi-vertical financial services into a unified and scalable experience, positioning DNERO Financial for sustained growth in the modern financial landscape.

Brianda Mena

Chief Operating Officer

Brianda Mena serves as Chief Operating Officer of DNERO Financial, where she leads the execution and scalability of the company's financial services vertical within the DNERO ecosystem. She oversees operations across lending, real estate, insurance, credit, and title, aligning teams and partners to deliver a seamless, end-to-end customer journey. Brianda's expertise lies in building high-performance systems, optimizing CRM infrastructure, and driving data-informed execution. She plays a pivotal role in connecting strategy with operations, ensuring efficiency, consistency, and measurable growth across all service lines. With a sharp focus on operational excellence, Brianda transforms complex, multi-vertical financial services into a unified and scalable experience, positioning DNERO Financial for sustained growth in the modern financial landscape.